Business risk assessment
Map customer types, ownership complexity, geography, products and delivery channels. Record the rationale for risk ratings and the controls intended to reduce each exposure.
A&A · BUSINESS & COMPLIANCE ADVISORY
AML Compliance Services in Dubai
Build controls that work beyond the policy manual.
THE STARTING POINT
What this service covers
AML compliance support helps a business identify money-laundering exposure and establish proportionate controls for customers, transactions and escalation. A&A supports an agreed review of your operating model, evidence and procedures, with clear responsibilities for management and the compliance officer.
CLEAR OUTPUTS
What you receive
Customer due diligence toolkit
Define identity and beneficial ownership checks, enhanced review triggers, screening records and approval responsibilities. Tailor the checklist to the business rather than collecting documents without a purpose.
Policy and training plan
Translate the control framework into staff instructions, escalation routes and a training schedule. Keep an action register for gaps, with owners and evidence of completion.
FROM QUESTION TO ACTION
How the engagement works
- 1
Confirm the perimeter
Identify activities, licences, supervisor and existing compliance responsibilities before designing the assignment.
- 2
Review real files
Compare policies with a sample of customer onboarding and review records. Protect personal information and restrict access.
- 3
Resolve the gaps
Prioritise missing evidence, unclear escalation and inconsistent decisions; agree what the business must implement.
- 4
Test adoption
Walk staff through scenarios and review completion evidence. Plan ongoing reassessment as customers and risks change.
MAKE THE DISTINCTION
Compare the scope before you commit
| Workstream | Purpose | Important distinction |
|---|---|---|
| goAML registration support | Establish the applicable registration workflow | Does not replace ongoing AML controls |
| Compliance implementation | Design and embed procedures | Management remains accountable |
| Independent review | Evaluate selected controls and evidence | Requires a separately agreed independent scope |
PREPARE FOR THE REVIEW
Documents to have ready
The final checklist depends on your entity, purpose and agreed assignment. Begin with an inventory; share sensitive records only through an agreed secure channel.
- Trade licence and description of actual activities
- Ownership structure and compliance responsibilities
- Existing risk assessment, policies and training records
- An authorised sample of customer files and screening records
AGREE THE BOUNDARIES
Responsibilities, fees and limitations
Regulatory applicability and reporting duties must be confirmed for your activities and supervisor. Do not send suspicious activity details or identity documents through the public enquiry form. Reporting decisions and confidentiality obligations remain with the authorised responsible persons.
QUESTIONS WORTH ASKING
Frequently asked questions
Does every UAE business have to register on goAML?
Do not assume a single rule for every business. Confirm whether your activities fall within a relevant regulated category, including applicable DNFBPs, and follow your supervisor’s requirements.
Is a purchased AML policy enough?
No. Procedures need to reflect actual risks and be supported by customer records, screening, training and documented escalation. A generic manual can leave important operational gaps.
Can you help an existing compliance officer?
The scope can focus on risk assessment, file reviews, policy gaps or training. Agree responsibilities and access controls; advisory support does not transfer the officer’s duties.
Will this guarantee no penalties?
No. A review is limited by its scope and evidence, and regulatory decisions are outside the adviser’s control. Findings should lead to a tracked remediation plan.
A PRACTICAL NEXT STEP
Tell us what you need to resolve
Share the service required, your business type and your preferred timeline. Please do not include passwords, identification documents or confidential case details in your first enquiry.
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